Home Purchases & Refinancing
ArborOne Farm Credit makes loans for:
Homes with Acreage
- Homes in the Country & in Town
- Second Homes
- Up to 97% Financing for First-Time Homebuyers
- Up to 95% Financing for Conventional Loans
- VA Loans with 0% down
- Refinancing
- Up to 85% Financing for Home Construction
- Construction to Permanent (C2P) Loans
- Our construction-to-permanent (C2P) programs allow you to finance the construction of your new home with a one-time closing loan, as opposed to a traditional process that requires two closings.
Conventional C2P
- Financing up to $419k for a dwelling, not including lot & site improvements
- Up to 85% loan-to-value over a 12 month construction period.
- Lock-in fixed rate during construction with the ability to lower rate upon completion if market changes (fees may apply)
Flexible draw schedules
- Quick turnarounds on draws
- Payments can go directly to the builder with the home owner’s approval for an efficient process
- Up to 85% financing