Home Purchases & Refinancing
ArborOne Farm Credit makes loans for:
Homes with Acreage
- Homes in the Country & in Town
- Second Homes
- Up to 97% Financing for First-Time Homebuyers
- Up to 95% Financing for Conventional Loans
- VA Loans with 0% down
- Refinancing
- Home Construction
- Construction to Permanent (C2P) Loans
- Our construction-to-permanent (C2P) programs allow you to finance the construction of your new home with a one-time closing loan, as opposed to a traditional process that requires two closings.
Conventional C2P
- Financing up to $726.2k
- Up to 95% loan-to-value over a 12 month construction period.
- Lock-in fixed rate during construction with the ability to lower rate upon completion if market changes (fees may apply)
- Rural Home Construction If your dream home doesn't fit within one of our C2P programs, then ArborOne Farm Credit’s Rural Home Construction Loan may be best for you. Once your home is complete, we can finance your mortgage under the same roof!
Flexible draw schedules
- Quick turnarounds on draws
- Payments can go directly to the builder with the home owner’s approval for an efficient process
- Up to 95% financing