ArborOne’s Executive Management Team
Our executive management team has deep roots in the region, a broad range of experience in credit and finance, and the well-earned trust of our member/shareholders.
Kathy S. Heustess – President & Chief Executive Officer
Kathy Heustess has been a part of the ArborOne team for over 20 years. Prior to joining Farm Credit in 1989, Heustess acquired extensive experience in accounting and served as a corporate controller. Mrs. Heustess earned a Bachelor of Science Degree in Business Administration with a concentration in accounting from Francis Marion University. She is an alumna of the Graduate School of Banking at Louisiana State University and holds Certified Public Accountant (CPA) certification.
Richard Pitts - Chief Lending Officer
Richard Pitts began his career with Farm Credit in 2002. He earned both his Bachelor and Master of Science Degree in Agricultural & Applied Economics from Clemson University. While in college, Mr. Pitts was awarded both a State and National Honorary FFA Degree for his work with the FFA programs. He is also a graduate of the Graduate School of Banking at Louisiana State University, South Eastern Agricultural Lenders School and Leadership Development Program through Farm Credit Services of America.
Tammy G. Smith – Chief Financial Officer
Tammy Smith has been with ArborOne since 1991. She came to Farm Credit with a wide range of experience in both government and private business accounting and auditing. Mrs. Smith earned a Bachelor of Science Degree in Business Administration with an accounting concentration from Francis Marion University and a Masters of Science in Accountancy from the University of Phoenix. She is a graduate of the South Carolina School of Banking.
Learn how our leadership team has helped our neighbors in South Carolina by listening to first hand testimonials, reading our success stories and viewing our news releases.